Fortifi Capital provides a full range of business funding solutions, including merchant cash advances, revenue-based financing, working capital, short-term loans, and consolidation programs.

We tailor funding based on your business’s cash flow—so you get the right solution, not a one-size-fits-all product.

Most businesses we work with meet the following:
- 3–6+ months in business
- $10K+ monthly revenue
- Active business bank account

We focus on cash flow and real performance, not just credit score.

In most cases, no. Applications typically involve a soft credit check, which does not impact your score.

Merchant cash advances are not traditional loans and generally do not report to credit bureaus.

Fortifi Capital operates as a funding platform with access to a network of direct lenders and capital providers.

This allows us to shop your deal and secure the best possible terms and approvals.

Fast, Reliable Access to Capital
Get approved and funded in as little as 24–48 hours—no lengthy bank process.

Tailored Funding Solutions
We analyze your business and structure funding that works for your cash flow.

Higher Approval Rates
Flexible underwriting allows us to fund businesses traditional banks decline.

Transparent & Straightforward
Clear offers and honest guidance—no hidden surprises.

Built for Long-Term Growth
We help you scale, renew, and optimize your capital strategy over time.